Detailed Below I have highlighted some bullet points for you to consider. 1-  Stop all your credit card and keep only one for emergencies. Always use cash instead. And for the one you keep, be sure to choose one with the lowest interest rate and best credit facilities. If you search you find. If you [...]

Nowadays, everyone carries a mobile phone or a PDA (Personal digital assistant) or a pocket pc. Carry them with you all the time, and record your purchases whether by writing a note or downloading a free or paid financial management software, it wont cost you more then 30 bucks. If you are only using notes, [...]

There is always a way to get out of debt especially if you organize your money and know how to and when to pay. If you follow the steps below, you can help yourself by 90% to become debt free.   1- KNOW what you owe.   You must know and identify clearly what you [...]