Hi Everyone. Todays post is a bit special as it is a Guest Post written by my friend Maria Smith, I hope you find it useful and as usual your comments are most welcome, enjoy!!!! Debt settlement is a process of negotiating with your creditors to pay off your credit cards and other unsecured debts [...]

Do you realize that if you owe $5,600 on a credit card with a 18% interest rate, and you only make $100 payment each month that you will owe on this account for 124 months and pay a total of  $6,708.54  in principle and and  paying % 54.5031 of interest for the payment. That is [...]

Are you drowning in debt? Or would you just like to be free of the debts you have and finally become debt free? This little blog will help you summarize your debts and create a Debt Reduction Plan that will show you how to pay off all your debts much sooner than you would by [...]

Unfortunately, and based on studies, people do not deal very well with and take debt seriously, this leads to huge bills and debts accumulation and long term interest payments, one of the main villans here is Credit Card Debt.   Take the following few advices to avoid debts:   -       If you have credit card debts, [...]

In the last post we looked at what debt is,now we understand that I’m going to talk about why people get into debt in the first place and with that in mind lets get started.Let’s take a simple example; you do not have enough money and you want to live, you need food, clothes… this [...]

Before we can start to deal with our debt we need to understand exactly what Debt is.   Debt is simply the money you owe; it is an amount of money or other property that is owed by one person, organization or company. It is not the credit you owe as credit turn into debts. [...]